Home Mortgages
Transform your dreams of homeownership or refinancing into reality with a mortgage loan from United Financial. Explore our range of traditional and innovative mortgage solutions, or allow our seasoned team to assist you in navigating your choices.
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Competitive Rates and Terms
At United Financial Bank, we offer competitive mortgage rates and flexible terms tailored to your needs. Whether you're buying your first home or refinancing, you can count on favorable terms that fit your budget.
Learn MoreExpert Guidance Every Step of the Way
Our experienced mortgage team is here to support you throughout the entire mortgage process. We are just one click away. From application to closing, we provide expert guidance, ensuring a smooth and stress-free experience for you and your family.
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Fast and Efficient Approval
We understand that time is of the essence when it comes to buying a home. That's why we strive for fast and efficient mortgage approvals. With United Financial Bank, you can move forward with confidence, knowing your financing is in good hands.
Learn MoreFrequently Asked Questions
Can I apply for a mortgage online?
Yes, you can easily apply for a mortgage online through our website. Our user-friendly application process makes it convenient to get started on your homeownership journey.
What documents do I need to apply for a mortgage?
Typically, you'll need to provide documents such as income statements, tax returns, and credit history. Our mortgage specialists will guide you through the specific requirements based on your unique situation.
How long does the mortgage approval process take?
The approval timeline can vary, but we strive for a prompt process. On average, it takes about 30-45 days from application to closing, though some factors may influence the timeline.
What types of mortgages do you offer?
We offer a range of mortgage options, including fixed-rate and adjustable-rate mortgages. Our team will work with you to find the best fit for your financial goals.
Can I make extra payments on my mortgage to pay it off faster?
Yes, you can make extra payments to pay off your mortgage faster and save on interest. We offer flexible payment options to help you achieve your homeownership goals.
Can I get pre-approved for a mortgage?
Yes, we offer mortgage pre-approval to help you understand your budget and shop for homes with confidence. Getting pre-approved is a smart first step in the homebuying process.